Effective July 26, 2026

Build boldly.
Use the platform responsibly.

These terms govern use of DecaCap Builders. If you do not agree, do not create an account or use protected features.

1. Operator and agreement

DecaCap Builders is a service name used by Ryan Stephens, an individual operator based in Austin, Texas, United States (“DecaCap,” “we,” or “us”). “DecaCap Builders” does not represent that a separate corporation, partnership, or registered assumed-name entity exists. Contract and billing questions may be sent to ryanking@ryanliketheking.com.

2. Eligibility, geography, and accounts

You must be at least 18, legally able to accept these terms, and meet the minimum ages required by the identity and AI providers you use. The service is offered only where PayPal, the selected providers, and applicable law permit it. It is not offered in embargoed or comprehensively sanctioned jurisdictions or to prohibited persons. You are responsible for activity under your authenticated account and for maintaining control of provider credentials.

3. What DecaCap Builders provides

The service organizes configurable AI-provider boxes, roles, routing, saved workflows, support documents, exports, private feedback, and a user-owned local-model companion interface. It does not guarantee that a provider, model, user device, local runtime, training toolkit, payment feature, or specialized adapter will always be available. The interface reports configuration boundaries instead of simulating success.

4. Your content and provider relationships

As between you and DecaCap Builders, you retain your rights in content you submit and outputs you receive, subject to applicable law and the terms of each provider. You grant DecaCap Builders only the limited permission needed to store, process, transmit, and export private Workbench content at your direction. You are responsible for having the rights necessary to upload, process, export, and independently distribute it.

5. User-owned local models

You supply and control the local model, runtime, hardware, fine-tuning toolkit, pairing token, data sources, adapters, and device storage. Automatic pair preparation and automatic training are opt-in. You are responsible for confirming that your chosen model, source material, and toolkit are compatible and lawfully usable.

6. Provider keys and charges

Bring-your-own-provider keys remain connected to your provider account. Provider usage charges, limits, retention, model behavior, and eligibility are between you and that provider. Never use a key you are not authorized to use.

7. Paid access, taxes, and billing rules

Builder 5 is USD $25 per month and Builder 10 is USD $50 per month, renewed automatically through PayPal until canceled. There is no free trial. Provider charges and local hardware costs are separate. DecaCap does not add proration credits or mid-cycle partial charges; a PayPal-approved plan revision becomes effective when PayPal confirms it. Cancellation through Account is effective immediately, stops future renewal, and immediately ends protected DecaCap access. A failed renewal receives a five-calendar-day access grace period; access ends when that period expires unless PayPal confirms payment. PayPal may calculate and collect applicable transaction taxes. You remain responsible for taxes PayPal does not collect and for determining whether business-use deductions or reporting obligations apply to you. The complete rules are stated in the Billing & Refund Policy.

8. Refunds

You may request a refund of your first DecaCap subscription payment within seven calendar days after that payment. Renewal payments, plan-change payments, provider charges, local hardware costs, and periods substantially used are non-refundable except where applicable law requires otherwise. Approved refunds are returned through PayPal to the original payment method. A refund does not cancel recurring billing unless the subscription is also canceled.

9. Prohibited use

You must follow the Acceptable Use Policy. You may not bypass access controls, probe other users’ data, distribute malware, violate privacy or intellectual-property rights, abuse providers, or use the service for unlawful activity.

10. AI output warning

AI outputs can be incomplete, inaccurate, biased, offensive, insecure, or unsuitable. Review outputs before relying on or publishing them. Do not use the service as a substitute for qualified legal, medical, financial, safety, or other professional judgment.

11. Service changes and suspension

Features may change to improve safety, reliability, legal compliance, or provider compatibility. Access may be limited or suspended to protect users, investigate abuse, comply with law, or address material violations. You may stop using the service and delete your account at any time.

12. Disclaimers and liability

To the fullest extent permitted by law, the service is provided “as is” and “as available,” without warranties of uninterrupted availability, provider performance, local-runtime compatibility, training outcome, or fitness for a particular purpose. DecaCap Builders is not responsible for provider outages, provider charges, device failures, user-controlled training commands, or decisions made from AI output. Nothing here excludes rights or liabilities that cannot legally be excluded.

13. Governing law and disputes

These terms are governed by Texas law, without regard to conflict-of-law rules, except where mandatory consumer law provides otherwise. Before filing a claim, each side agrees to send written notice and allow 30 days for a good-faith informal resolution. Courts located in Travis County, Texas have exclusive jurisdiction where that choice is legally enforceable.

14. Support and changes

Use Support or email ryanking@ryanliketheking.com. Standard requests target an initial response within two U.S. business days; security, unauthorized-billing, and account-lockout reports target one U.S. business day. These are response targets, not guaranteed resolution times or a 24/7 service-level agreement. Material updates will use a revised effective date and, when appropriate, an in-product notice.